We believe this is the best Actuarial Value Calculator available for Administrator, Broker, and Employer use.
This tool is designed for ease of use with tracking and cataloging of all groups, plan design, and values. Brokers and others can use this to create a library of their entire book of business, help employers design an array of plans, benchmark plan values and generally gain advantage in the marketplace.
With amazing transparency, the black box details are revealed showing the value of deductible, coinsurance, and copays for each plan, and for each line of medical coverage. Our calculator is engineered to avoid the “counterintuitive results” that plague the federal calculator. (This means our calculator moves in the right direction with any change in plan design. Sometimes the federal calculator gives counterintuitive results as when an increase in copay raises the AV score.)
Further, skinny plans are accurately calculated as categories of medical coverage are eliminated, another problem suffered by the federal calculator.